Merchant Cash Advance Program
Affordable, Accessible Funding to Boost Your Business
Merchant cash advances (MCA) are not loans, but advances. In exchange for a sum of cash, you commit a slice of your future sales to us until the Advance is fully repaid. Repayment terms range from 6-24 months.
Compared to other small business loans, cash advances are much easier to qualify for with less-stringent credit requirements. Plus, NO Collateral is required.
- The most accessible funding option on the market
- 98% Approval Rate
- Approval the same day and funding the next
- 6-24 month repayment terms
What is a Merchant Cash Advance (MCA)?
A merchant cash advance or MCA is a lump sum of capital lent against a business’s future sales.
By definition, business cash advances are short-term and are repaid through smaller daily (or weekly) payments until the total advance is paid in full.
A small business can apply for an MCA with Express Capital today and have the funds deposited in its account tomorrow.
Merchant Cash Advance Financing
When to Consider
A merchant cash advance is a go-to resource for business owners in need of cash now.
In business, expenses and opportunities arise unexpectedly. But sometimes, traditional financing just isn’t in the cards—whether it’s a matter of timing, credit score, or years in business.
With this substitute to traditional small business loans, you can acquire the capital you need now to act on an opportunity or keep your operations running.
Applying for the advance is really simple. Just click on the APPLY link to get started.